Mortgage Protection
Designed to help pay off or reduce your mortgage so your family has options if the worst happens. Our flagship plan for homeowners.
Free, no-obligation consultation
Life, Love,
Life, Love,
Protection.
If something happened to you, could your family keep the home you built for them? Mortgage protection life insurance can help make sure they have funds to keep the home or cover living expenses — subject to policy terms, underwriting, and the insurer's claims-paying ability.
Utah-based · Licensed in 10 states + nationwide partner network
Backed by 30+ A-rated carriers
$0
Cost to find out what you qualify for
Up to $1M
In coverage available — subject to underwriting & carrier approval
Mortgage Protection
Help keep your family in their home.
Your mortgage doesn't disappear if you do. Mortgage protection life insurance is designed to help pay off or significantly reduce your mortgage balance — so the people you love have options during the hardest time of their lives. Actual benefits depend on the policy and coverage amount you choose, and on underwriting approval.
- Helps pay off the mortgageDesigned to pay off or significantly reduce the balance, based on the coverage you choose.
- Can help replace lost incomeCoverage that can help with everyday living, not just the loan.
- Living benefits availableMany plans let you access funds if you become seriously ill — not only when you pass. Availability varies by plan.
Complete Coverage
Protection for every season of life
Whether you're protecting a young family, building wealth, or planning your retirement income — there's a plan built for where you are right now.
Term Life
Affordable, high-value coverage for the years your family needs it most — often with living benefits.
Indexed Universal Life (IUL)
Permanent protection with cash value that can grow over time on a tax-advantaged basis. Any growth is set by the insurer's formula — it is not a direct investment in the stock market.
Whole Life
Lifelong coverage with guaranteed value and predictable premiums that never change.
Final Expense
Simple coverage that spares your loved ones from funeral and end-of-life costs. Easy to qualify.
Annuities & Retirement
Fixed and indexed annuities can provide principal protection and income that can last for life. These are insurance contracts, not investments; features, rates, and guarantees vary by product and insurer.
Talk to Ken about your options →
Business owners: ask about key-person & buy-sell coverage.
Meet Ken
I learned how fragile it all is — the hard way.
"When you survive cancer, you stop seeing insurance as paperwork. You see it as the difference between a family that keeps their home and one that loses it."
I'm a cancer survivor, married 38 years, with three grown children and five grandchildren. After a career in operations and leadership, a health crisis showed me exactly how exposed even careful families can be.
That's why I do this work. Not to sell policies — to make sure that if the worst happens, the people you love have the best chance to stay in their home, keep their footing, and avoid a financial cliff on top of their grief. I shop 30+ A-rated carriers so you get the right coverage at the right price, with zero pressure.
Ken Kaneversky
Licensed Insurance Agent · NPN #22128544
Simple & Pressure-Free
Protected in three easy steps
1
Book a free call
Pick a time that works. A quick, friendly conversation — no obligation, no jargon.
2
Get a tailored plan
Ken shops 30+ A-rated carriers and shows you what you actually qualify for.
3
Protect your family
Choose the right coverage at the right price and get true peace of mind.
Good Questions
Answers before you ever pick up the phone
It's a life insurance policy designed to help pay off (or pay down) your mortgage if you pass away during the term — so your family has a better chance to stay in the home without the monthly payment hanging over them. Actual benefits depend on the policy and coverage amount, and are subject to underwriting. Many plans also include living benefits you can use if you become seriously ill.
It usually costs far less than people expect — often comparable to a couple of streaming subscriptions a month. Your exact rate depends on your age, health, and the coverage amount, and is determined by the carrier after underwriting. The consultation is free, and you'll see real options before deciding anything.
Not always. Many of our 30+ carriers offer simplified or no-exam underwriting. Ken will match you to the carrier most likely to approve you quickly at the best rate. Approval and final rates are always subject to the carrier's underwriting.
Ken is personally licensed as an insurance producer in his resident state of Utah and in Texas, California, Indiana, Nevada, Hawaii, Alaska, Idaho, Wyoming, and South Dakota (NPN #22128544). In California, Ken's business operates under the name Ken Kaneversky Insurance Solutions, LLC. In states where Ken isn't personally licensed, your coverage is handled exclusively through licensed partner producers in his nationwide network — so wherever you live, you still get the same shopping of A-rated carriers at no additional cost (the carrier pays the commission, and agent splits are standard practice that never raise your premium). No insurance is offered or sold in any state where the responsible producer isn't properly licensed and appointed. You can verify any producer's license at nipr.com or your state Department of Insurance. See our Licenses page for details.
No. The consultation is free, educational, and completely no-obligation. Ken's job is to show you your options clearly — the decision is always yours, on your timeline.
Group coverage through an employer is a great start, but it's usually limited and disappears if you change jobs. A personal policy stays with you and is often far more than your workplace benefit. We'll review what you have and find any gaps.
Free · No Obligation · Takes 2 Minutes
Let's protect what matters most.
Book a free consultation with Ken. You'll get clear answers, real options, and zero pressure — just an honest conversation about keeping your family secure.
Book My Free Consultation →